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Golf courses of Greater Victoria and southern Vancouver Island


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#141 lanforod

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Posted 06 March 2024 - 08:53 PM

A lot a talk about the liability of the golf course, but the individual golfer could be in much worse trouble. Hope he has insurance

 

What kind of insurance would cover this??



#142 Victoria Watcher

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Posted 06 March 2024 - 09:01 PM

course-layout-large.jpg

 

I guess there are a few holes where a bad mis-shot can go wrong.

 

3, 6, 11.  But you have to be pretty unlucky to have it enter a car window.  6 is really the only one that expects you to drive it towards the road.  I guess maybe #14 could go wrong.


Edited by Victoria Watcher, 06 March 2024 - 09:05 PM.


#143 Sparky

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Posted 06 March 2024 - 09:19 PM

What kind of insurance would cover this??


Part of your household insurance called voluntary property damage.
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#144 m3m

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Posted 06 March 2024 - 10:02 PM

What kind of insurance would cover this??


Your regular home insurance

#145 Victoria Watcher

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Posted 06 March 2024 - 10:10 PM

Part of your household insurance called voluntary property damage.

 

 

 

Section 2 – Liability:

 

Legal Liability or Personal Liability – This portion of home insurance applies at your home or anywhere in the world to bodily injury you may unintentionally cause to others – often referred to as “third parties” – or to accidental damage you may do to their property. For example, suppose a visitor were to be injured by slipping on a wet floor in your home, and you were judged to be legally responsible, you would be covered for the damages you were legally obliged to pay because of the injury.

 

Voluntary Medical Expense – This covers you if you or another member of your household injures someone else unintentionally (or even intentionally, if the injury is caused by a child 12 years of age or younger), you may compensate that person for the losses, regardless of whether you are legally liable, and your policy will reimburse you (check your policy for dollar limits). This coverage is standard in most homeowner policies.

 

https://insuranceher...lly liable, and


Edited by Victoria Watcher, 06 March 2024 - 10:11 PM.

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#146 Matt R.

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Posted 06 March 2024 - 10:13 PM

It’s for when your kid throws a ball through the neighbours window.

Or your father smokes some poor woman minding her own business with a golf ball doing 140kmh.
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#147 lanforod

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Posted 06 March 2024 - 11:30 PM

course-layout-large.jpg

I guess there are a few holes where a bad mis-shot can go wrong.

3, 6, 11. But you have to be pretty unlucky to have it enter a car window. 6 is really the only one that expects you to drive it towards the road. I guess maybe #14 could go wrong.


You don’t golf, do ya? Never seen a duck hook?

#148 aastra

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Posted 16 March 2024 - 07:18 PM

 

Never seen a duck hook?

 

That's an offensive stereotype. Human golfers are just as likely to hit an extreme hook shot as duck golfers.


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#149 aastra

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Posted 16 March 2024 - 07:19 PM

Which reminds me, what's the verdict on the haunted mini golf place?



#150 aastra

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Posted 17 March 2024 - 10:36 AM

Nobody's been to the haunted mini golf place?



#151 Nparker

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Posted 17 March 2024 - 10:43 AM

Is it perhaps in a spectral realm that many of us are unable to reach?



#152 aastra

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Posted 17 March 2024 - 11:07 AM

Interesting point.


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