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Cash only -- list of businesses not accepting Interac and credit cards


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#1 Mike K.

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Posted 27 June 2011 - 10:28 AM

I poked into my neighbourhood barber shop this morning hoping to give the barber a try, but like with Jimmy's barber shop downtown, he doesn't accept debit or credit.

Today he lost me as a client and I can imagine many individuals with only a debit card in their pocket have done the same.

Downtown, where access to a bank machine isn't problematic, cash-only doesn't necessarily pose a big problem, but when you're a 15 minute walk from the nearest machine -- which isn't your bank and you'll be dinged service fees -- there is little desire to patronize a business that doesn't give one the option of paying with debit or credit.

I understand that there are service fees associated with electronic transactions. Those fees cut into profit and from a business perspective that's just another grab that makes it all that much more difficult to run a business. I get it and I sympathize with the rates small businesses have to pay, but at the same time, these businesses are stating loud and clear that they are disinterested in serving everyone who walks through their door. Ironically its the youth and young adults that are more predisposed to carry plastic rather than cash, and it's this age group that is inadvertently being turned away from businesses that in the near future will be reliant on that age group to turn a profit.

Anyways, I thought it'd be of some service to try and accumulate a cash-only business listing.

Right off the top of my head I can think of:

- Hernande'z Mexican food in St. Andrews Square - 700-block of Yates St.
- Jimmy's Barber Shop - 700-block of Fort St.
- Vic West barber shop [not sure of the actual name] - Craigflower @ Raynor

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#2 Baro

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Posted 27 June 2011 - 01:30 PM

The cook st village food court is cash only, I don't go there for that reason.
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#3 hotdoglegz

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Posted 27 June 2011 - 02:00 PM

I know that the barber shop in Esquimalt (near action motorcycle) is cash only. I believe that Lully's Sandwich Bar on Broughton is also cash only.

do the Tube Steak carts or the Puerto Vallarta Taco cart take debit?

Imperial Cleaners (dry cleaning) on Tillicum only takes cash and credit, not debit.

#4 VicHockeyFan

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Posted 27 June 2011 - 02:33 PM

Cabin 12 does not take credit, but they do take debit.

The business I work with does:

60% cash
25% debit
15% credit

And we serve a 19-35 crowd primarily.

The cash machine that the owner of the business also owns, earns him almost $1500 a month. It spits out almost $80k a month.
<p><span style="font-size:12px;"><em><span style="color:rgb(40,40,40);font-family:helvetica, arial, sans-serif;">"I don’t need a middle person in my pizza slice transaction" <strong>- zoomer, April 17, 2018</strong></span></em></span>

#5 Hotel Mike

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Posted 27 June 2011 - 02:33 PM

Gaudio's shoe repairs on Blanshard only takes cash.

#6 rjag

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Posted 27 June 2011 - 04:13 PM

I wish the express lines at grocery stores would be cash only, it takes forever for someone to process a debit/CC transaction....sometimes its the machine and other times its the person.


Having a background in Disaster preparedness and information management/protection, I would never ever go out and rely solely on plastic.

I use plastic for major transactions but for everyday stuff like haircuts or buying a gallon of milk I'll use cash 99% of the time.

For places like barbers or local corner stores I would bet that a significant portion of the cash haircuts are not rung through the till....which is fine by me as its not as if its hoarded, its pumped right back in to the economy as opposed to a grow-op...now those guys should take plastic!!!!

#7 VicHockeyFan

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Posted 27 June 2011 - 04:23 PM

which is fine by me as its not as if its hoarded, its pumped right back in to the economy as opposed to a grow-op...now those guys should take plastic!!!!


I know a drug dealer that takes plastic. Runs it through his legit business.
<p><span style="font-size:12px;"><em><span style="color:rgb(40,40,40);font-family:helvetica, arial, sans-serif;">"I don’t need a middle person in my pizza slice transaction" <strong>- zoomer, April 17, 2018</strong></span></em></span>

#8 supernaut

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Posted 27 June 2011 - 04:32 PM

Hernande'z on Yates takes cash only.

#9 http

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Posted 27 June 2011 - 06:05 PM

...these businesses are stating loud and clear that they are disinterested in serving everyone who walks through their door.
...

Oh, how? They accept Canadian currency. While many consumers find debit payment systems convenient, I would be hard pressed to call them a right, and I'd be equally hard pressed to say having them in your business is a duty.

Does running a business incur some obligation to have an ongoing relationship with any particular organization, besides the obvious ones of government (i.e. CRA, regulatory bodies)?
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#10 VicHockeyFan

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Posted 27 June 2011 - 07:00 PM

Oh, how? They accept Canadian currency. While many consumers find debit payment systems convenient, I would be hard pressed to call them a right, and I'd be equally hard pressed to say having them in your business is a duty.

Does running a business incur some obligation to have an ongoing relationship with any particular organization, besides the obvious ones of government (i.e. CRA, regulatory bodies)?


Did you miss my post? The business I work with does 40% of it's business through plastic.
<p><span style="font-size:12px;"><em><span style="color:rgb(40,40,40);font-family:helvetica, arial, sans-serif;">"I don’t need a middle person in my pizza slice transaction" <strong>- zoomer, April 17, 2018</strong></span></em></span>

#11 LJ

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Posted 27 June 2011 - 07:17 PM

I wish the express lines at grocery stores would be cash only, it takes forever for someone to process a debit/CC transaction....sometimes its the machine and other times its the person.


Ever been behind some lady digging through the maze of her purse looking for the correct change down to the penny, and then "oh yeah, I got a coupon here too somewhere", sheesh.
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#12 G-Man

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Posted 27 June 2011 - 08:40 PM

The cook st village food court is cash only, I don't go there for that reason.


This is not true, the Japanese place accepts debit and credit.

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#13 Van

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Posted 27 June 2011 - 09:11 PM

The Donair Shop in Esquimalt.

#14 Mike K.

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Posted 27 June 2011 - 09:25 PM

Oh, how? They accept Canadian currency. While many consumers find debit payment systems convenient, I would be hard pressed to call them a right, and I'd be equally hard pressed to say having them in your business is a duty.


Of course it's not. A business owner can run their business however they see fit. All I'm saying is they won't get my money if I'm not carrying cash, and considering debit card/credit card use is on the rise and cash use is on the decline, they're losing out on revenue.

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#15 Sparky

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Posted 27 June 2011 - 09:49 PM

The escort industry appears to takes plastic Mike. :)

http://www.seduction...imited.com/fees

#16 Sparky

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Posted 27 June 2011 - 09:54 PM

^ Don't even think about it Seb......phone for the pizza.

#17 sebberry

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Posted 27 June 2011 - 10:01 PM

When I had my store, Global Payments wanted me to cough up $20,000 as a security deposit before they'd give me a debit/credit card processing terminal.

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#18 sebberry

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Posted 27 June 2011 - 10:02 PM

^ Don't even think about it Seb......phone for the pizza.


Phone for pizza? HA! I do all that online now :P

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#19 Sparky

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Posted 27 June 2011 - 10:04 PM

Banks will do that now for next to nothing. They just want to clip you a percentage of the transaction.

Monthly volume dictates the transaction fee.

#20 Sparky

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Posted 27 June 2011 - 10:07 PM

Geezus you can order pizza online from where you are and nobody will deliver anything to where I live?

Maybe the Seductions company will deliver?... :)

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