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#41 dasmo

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Posted 21 November 2014 - 08:10 PM

I've had a couple of duds. I learned from those mistakes and moved on. You have to get back on the horse... One was a company called liquid audio. They were trail blazing digital music publishing. Large scale conversion, DRM etc. My mistake was I didn't distinguish this as a short play... Meteoric rises of the likes of Ebay were still fresh in the mind... I didn't predict the fight against digital music... I also didn't expect it to last so I held on until they were gone.... The irony is I was right in the end as digital music distribution was what propelled my Apple position into the realm it's in now...

 

I don't own anything so speculative anymore.  I'll leave the angle investing to the angles...



#42 LJ

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Posted 22 November 2014 - 07:26 PM

Still waiting for Bre-X to bounce back.

Well their mining engineer apparently bounced.


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#43 dasmo

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Posted 22 November 2014 - 10:42 PM

Interesting story of the front running that goes one via high frequency trading. Interesting for the computer nerds out there too.

 

http://blogs.marketw...lls-60-minutes/

 

Makes me even more curious about the day traders and how you make that work. Is it like making money with online poker? Do you have multiple monitors going with special software tools giving you some edge? In poker its apps showing you instant pot odds and alerts that fish out newbs that enter poker rooms and giving you all their stats. If you aren't running these tools too you are the fish...



#44 Szeven

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Posted 23 November 2014 - 05:59 PM

There are many products and styles of trading. I don't think of it as a closed 'me vs you' system so it's not really like playing poker. Lots of screens and looking for good trades worked in 2008, but not now. It's all about automation these days.

Michael Lewis lost a lot of credibility Imo from his last book. Poorly informed and so out of date by the time he was parading his narrative in the media. If you want, Google the cnbc video of him and Brad vs the BATS guy. He gets embarrassed.

#45 Szeven

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Posted 23 November 2014 - 06:01 PM

I think this is it.
http://m.youtube.com...h?v=RcpmHyPD_PY

#46 Mike K.

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Posted 26 November 2014 - 11:08 AM

Anyone into Forex?

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#47 dasmo

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Posted 23 February 2015 - 10:20 AM

One word.... MSFT....


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#48 lanforod

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Posted 23 February 2015 - 03:13 PM

I saw that a couple of weeks ago. That is the coolest tech preview I've seen in a long time. Looking forward to this product, and sure hoping it takes off.



#49 dasmo

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Posted 24 February 2015 - 02:23 PM

BBD.TO before the c-series finally happens....Maybe before the first test flight of the larger model later this week?

http://cseries.com/



#50 Mike K.

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Posted 07 April 2015 - 06:30 PM

I thought I'd bring this to everyone's attention. Scotia has a guaranteed principle investment that guarantees your full principle will be returned after an investment period of 2-5 years. They have three products that invest in a collection of stocks and your return is capped at a certain percent (like around 8% max regardless of how well the stocks do, averaged over the span of your investment period). Two of the products even pay a menial interest of 0.15 or thereabouts if the products earns 0% or would otherwise yield a negative return. So after the investment period you get your money back if the stocks tumble.


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#51 pherthyl

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Posted 07 April 2015 - 07:56 PM

Quite likely that the government will double the TFSA limit with the new budget.   So look forward to $11,000/year of room for taxable investments.   That combined with RRSPs means quite a lot of people might not even have taxable investments. 


Edited by pherthyl, 07 April 2015 - 07:57 PM.

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#52 Mike K.

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Posted 07 April 2015 - 07:59 PM

That's awesome.


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#53 Mixed365

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Posted 07 April 2015 - 09:55 PM

Quite likely that the government will double the TFSA limit with the new budget.   So look forward to $11,000/year of room for taxable investments.   That combined with RRSPs means quite a lot of people might not even have taxable investments. 

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#54 Matt R.

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Posted 07 April 2015 - 10:17 PM

It was a letter to cabinet from Joe Oliver that was leaked to the press.  Will be part of the election platform for sure.  Really only benefits the wealthy though, as does income splitting.  Bring it on.

 

Matt.



#55 pherthyl

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Posted 07 April 2015 - 10:19 PM

Where did you hear this?

 

All over the news  http://www.theglobea...rticle23828722/



#56 lanforod

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Posted 08 April 2015 - 07:23 AM

Certainly old news. The government actually campaigned on this in the last election - providing we return to surplus, they would double the TFSA limit. Similar time-frame to income splitting.

 

Absolutely helps middle and high income earners the most, but most of all, helps savers the most, which is what they want to emphasize. Doesn't help the 'wealthy' that much - sure they can max it out each year, but for a wealthy person, that just means a bit more wealth. For a middle income family, saving those taxes on investment gains is significant. (this is where a socialist would say why not limit it to lower tax brackets only...)

 

Personally, I don't have the capacity to fill out 22k of TFSA in my family, but in the future we hope to. Accelerates saving for retirement somewhat and results in higher retirement income if  you can tax it now rather than later.

 

It is also a move that can't really be retroactively removed by a future Liberal or NDP government; they could lower the limit, but any existing savings would probably remain tax free.



#57 jonny

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Posted 08 April 2015 - 07:31 AM

A "wealthy" person is certainly saving more than $10-11k per year.

 

The average Canadian should easily be meeting the existing annual TFSA limit. I think increasing the limit is great. Reduces double taxation and gives people a fantastic incentive to save.



#58 dasmo

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Posted 08 April 2015 - 08:04 AM

The "wealthy" have other tools to avoid tax. TFSA is of little concern. This is good news for. The middle...
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#59 rjag

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Posted 08 April 2015 - 08:54 AM

Also keeping in mind there are lots of other areas in Canada where housing costs are much less but wages are the same so more liquidity exists elsewhere that could take advantage of this.

#60 pherthyl

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Posted 08 April 2015 - 04:34 PM

 

The average Canadian should easily be meeting the existing annual TFSA limit. I think increasing the limit is great. Reduces double taxation and gives people a fantastic incentive to save.

 

But they aren't even with the existing lower limit.  Not even remotely close.  The people who max it the most are the 55-64 age group and only 25% max out their TFSA there.   45-54 year olds it's only 15%.  Below that, 6%.  

 

The savings rate in this country is 3.6%.   At a median family income of $76,000 that is only $2700 in savings every year.  

If the median family (assuming one earner) wanted to max out their RRSP and TFSA for the year it would take $19180, or a 25% savings rate.

 

Pretty clear that an increased limit would only benefit the upper middle or wealthy.  The middle won't benefit to any great degree.


Edited by pherthyl, 08 April 2015 - 04:35 PM.


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