I don't know of any insurer that pays out a settlement based on future earning potential. The payments are usually based on current or past earnings. This is not going to be a financial windfall for anyone.
Completely agree, I had a friend get into an accident and even had a written job offer he was going to take a much higher wage. ICBC refused to acknowledge teh new job offer and calculated the wage loss at the job at time of accident
As VHF said the chance of anyone of these players making it to the NHL is 1/2 of 1% (and I think that is very very high. FYI: https://www.hockeyca.../2003-gn-001-en