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Retirement options?


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#61 LJ

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Posted 13 January 2019 - 07:53 PM

I was born in Croatia, so a bit bias, but I love it there. I am 30+ years from retirement but if I had the means to retire today I would retire there.

 

- Part of the EU; modern highways/roads.

 

- Solid serious health care (ICUs in larger cities can go toe to toe with ICUs here) plus cheap private health care. You can literally see a specialist in a matter of days for less than $200. 

 

- No terrorism threats, very low crime, almost no homeless people, very few hungry people.

 

- Condos (mid-grade and up) are built like tanks....this is my place in Zagreb. The partion walls are solid block, none of this staggered stud wall crap...plus check out the porcelain tilled garage -> http://markojuras.com/zagreb-condo/

 

- Food is great and fresh

 

- If you are on the coast in a place like Split or Dubrovnik winter weather is solid. A bit too hot in the summer.

 

- Easy to get to anywhere in Europe by plane. 

 

The bad would be bureaucracy is annoying (like dealing with paperwork to get a driver's licence for example) and getting crap done like renovations, etc., is a pain. Also, small country too so the expat communities would be super small and unless in three of the bigger cities it is pretty dead in the winter time. 

Sounds good, maybe a little more difficult to get to and from. We were supposed to go to Split on a cruise once but the weather was too bad. Is English widely spoken or quite limited?


Life's a journey......so roll down the window and enjoy the breeze.

#62 SimonH

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Posted 16 January 2019 - 04:17 PM

Can't rate Croatia high enough, we did Split and Dubrovnik. Beautiful surroundings, excellent food and the locals were very welcoming. English widely spoken in the resorts, don't know about out of town.

 

Anyhow back to The Costa del crime/sol part 3 of 4:

 

The really bad:

 

Serious crime:

I believe 60% of all drugs coming into Europe enter through Spain. Italian and Russian Mafia, Colombian cartels and Mexican Sinaloa, Irish, London and Manchester gangs all operate in force out of Spain.

 

Corruption:

Local police, local government, local banks, lawyers and high ranking politicians: The malaya case was probably the largest and reputedly 2 billion euros was involved.

 

Now you may say well this will never involve me, that is until the local notary you use to purchase your property starts talking to you about "black money" in the sale price.

 

Also you need an NIE to purchase property, no problem go fill in the paperwork at your local police station. When you arrive you'll be informed only 100 applicants per day, get a ticket join the line. So you ask the policeman for a ticket and he points to a shady looking guy over the road, this guy is given all the tickets by the police and he's selling them for upto 20 euros each. Nice little earner kickback for the local police, no questions asked.

 

 

 

https://www.thelocal...our-breath-away



#63 SimonH

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Posted 19 January 2019 - 03:00 PM

Final one:

 

Would I retire to Spain based on my posting ? Possibly (and probably not.)

 

I'd have done things different, I would have looked at retiring in a city not a beach expat destination. I wouldn't have bought a property, I would have rented for a year.

 

I'm returning to Spain for 2 months this year and am looking forward to the people, the culture, the lifestyle.

 

It is a fabulous place.


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#64 AllseeingEye

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Posted 19 January 2019 - 03:36 PM

Final one:

 

Would I retire to Spain based on my posting ? Possibly (and probably not.)

 

I'd have done things different, I would have looked at retiring in a city not a beach expat destination. I wouldn't have bought a property, I would have rented for a year.

 

I'm returning to Spain for 2 months this year and am looking forward to the people, the culture, the lifestyle.

 

It is a fabulous place.

Great overall summary and thanks for the honest and blunt assessment, both pro and con.

 

The problem with buying anywhere, and this has been pointed out by multiple people across as many conversations on the subject, is that once you buy you're dug in and committed to location "x".

 

Quite aside from dealing with local real estate and conveyancing laws or questions regarding title, you're faced with realtors, contractors and lawyers etc., communicating in another language; psychologically many folks who've bought have mentioned that for that very reason they often tend not to travel to other desirable locales because they've committed $ to that place and gravitate to it almost by default, therefore many of them also opine that renting first and foremost should be step 1 way before a decision to purchase is made.

 

Lastly once you purchase getting out may not be so easy; 25 years ago friends of my parents moved to Costa Rica and bought a condo because (the husband primarily) was tired of what he viewed as excessive taxes in this country.

 

Fast forward through his struggles with the Costa Rican medical system after he contracted and ultimately succumbed to cancer, and the wife - now 80+ - is desperate to come back to Canada permanently to be close to her family but apparently can't sell that condo at close to market value, or at least at the break even point for what they bought it for originally, and moreover due to the huge increases in real estate values here, she can't afford to buy back into the Victoria market. Lots to consider for sure....


Edited by AllseeingEye, 19 January 2019 - 03:37 PM.


#65 PraiseKek

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Posted 19 January 2019 - 06:47 PM

I don't think I'd permanently retire somewhere personally. It's far better to rent 6 months of the year somewhere and switch it up. Spain sounds quite horrible actually and I couldn't imagine having such petty crime. I've lived in Mexico and the Dominican Republic over the winter (once each) and never had any of that business. In the dominican republic you can open carry a firearm which makes it much safer.



#66 LJ

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Posted 19 January 2019 - 07:39 PM

Yeah I wouldn't give up Canadian living permanently. 6 months away is lots for me. Throw in a couple of side trips each year and I'm good.


Life's a journey......so roll down the window and enjoy the breeze.

#67 VIResident

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Posted 20 January 2019 - 07:27 AM

"...For 20 years, one fantastic week at a time..."

 

“I am so happy to be here,” and then set off for seven days of dining out, sightseeing and all-you-can-eat fresh citrus."

 

"Eight weeks of the same stuff, I assumed, would be eight times as fantastic."

 

"Boy, was I wrong."

 

"......It turns out that when you winter over in a place such as Naples for eight weeks, it’s not a vacation – it’s a relocation. You are no longer a tourist.".....

 

https://www.theglobe...es-changes-the/



#68 Sparky

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Posted 20 January 2019 - 01:25 PM

^ You have linked to a newspaper with a paywall.



#69 AllseeingEye

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Posted 20 January 2019 - 05:29 PM

/\...........Yup and no way around it either; not a big deal as soon as I saw "Florida" I tuned out. Been there done that, visited, and certainly no desire to consider any arrangement that involves living for any extended period there or by extension the broader US.

 

I am in no shape or form a 'gun guy' and I have less than zero desire to live anywhere in that culture. What did it for me was meandering through a Houston mall and seeing multiple people openly carrying handguns. That was enough for me, definitely not my thang.......



#70 Victoria Watcher

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Posted 20 January 2019 - 06:16 PM

if you are lightning quick on mobile you can stop the globe paywall load with the X. but you have to be good I’ve never been able to do it on desktop.

#71 AllseeingEye

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Posted 20 January 2019 - 06:59 PM

/\.....I'm on an ASUS laptop and couldn't stop the paywall after multiple attempts; the T-C paywall is easy to overcome but clearly the algorithm on the G&M site is a tougher nut to crack, heh....


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#72 phx

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Posted 20 January 2019 - 10:04 PM

^ It took me three tries, but I got it.

 

The gist of the article is that staying in Florida for 8 weeks is good, though not in the same ways as staying for one week.


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