Ianforod: Actually, there is a really wide middle ground that allows me a rewarding life while still taking care with what I am doing. I suspect that I am more than just a bit older than you and also I have COPD which also changes the calculation. Truthfully my life before covid was not that exciting.
I am carefully with social distancing, also hygiene as we all should be were possible, But an additional protection is that I use N95 masks, as recommended by my doctor because of my medical condition.
Still I am out and about every day and we off to Whistler in the next few weeks.
You dont want to stop living but you dont want to be foolish. It is about striking a balance.,