As for tickets leading to higher rates, I have no problem with that. There are far too many idiots on the road who rake up tickets with the thinking that its the "cost of doing business," or whatever you want to call it. Drivers who grossly exceed speed limits amidst slower traffic deserve what they get, and if it means highly increased insurance rates for them, so be it.
You mention drivers who grossly exceed the speed limit. I have no problem ticketing drivers who are speeding excessively while weaving in and out of slower traffic.
1) Police can, and do, write speeding tickets for as little as just a few km/hr over the posted limit. That means anyone doing 85km/hr on the Pat Bay in the 80 zone (almost everyone) will be considered high risk by ICBC. Really, who isn't doing at least 10-20km/hr over the posted limit on the Pat Bay?
How about the wreckless morons going 60km/hr on Blanshard near Mayfair mall/SJ Willis? Or the drivers travelling 100km/hr northbound after the Malahat where it flattens out. Despite routinely speeding with no ill effects, ICBC wants to consider those drivers high-risk.
2) Most drivers (including the ones who support ICBC's new plan) don't consider themselves "speeders", despite exceeding the limit by what they consider to be a reasonable amount. They feel as long as they're within an acceptable tolerance (the famous 10km/hr grace) they'll be OK.
3) Speeding convictions do not require lidar/radar be used. An officer's visual estimation alone is good enough for a conviction. "Well I think he was speeding, but I'm not sure". "Guilty!".
4) The BC Government ordered a speed limit review in BC in 2002 which resulted in a number of recommendations to raise speed limits. To date, that hasn't been done. Until speed limits have been set appropriately, you can't label everyone who drives at a reasonable speed for the road design and conditions as a dangerous driver.