82 replies to this topic

[concorde]

Here's another good one...Target will close some stores in Canada if not all of them.  They are still losing about $1 Billion a year in Canada

[Bernard]

I have to say that the Target at Tillicum has been less than impressive, it has been a serious downgrade from the Zellers that was there before.   I would drop into the Zeller's regularly for basic household stuff, I never do that with Target because the selection is not there.   The store also often has empty shelves

[concorde]

I've been to Target 3 times I think just to look and have never been impressed overall nor have I bought anything.  Its been awhile so maybe if I am nearby I am willing to wander thru one more time

[LJ]

Bingo, on 26 Dec 2014 - 8:24 PM, said:

 This is 8 point and is a bit too small.

This is10 point and is bigger than 8 point.

This is 12 point and is not  as small as 10 point.

This is 14 point and is good for the average viewer.

This is 18 point BOLD and sorta grabs your attention.

 

This is bigger than 8 point    

 

Is it better now?

[Bingo]

Added to my prediction list is Academy Awards for:

Best Picture - The Imitation Game

Best Actor - Benedict Cumberbirch

Best Supporting Actress - Keira Knightley

 

...and the Cumbre Vieja volcano on La Palma will erupt.

[concorde]

Benedict Cumberbirch <- oh the beatings that guy must have taken as a kid with a name like that

[Szeven]

Benedict Cumberbirch <- oh the beatings that guy must have taken as a kid with a name like that

Dont worry, he had a high society upbringing. Went to Harrow, etc

[concorde]

I went to private school myself and just because you had a "high society upbringing" doesn't mean kids aren't kids

[Bingo]

The Year in Review...

watch it here;

http://www.cbc.ca/ar...-in-review.html

 

...from 40 years ago.

[Nparker]

The Year in Review...

...from 40 years ago.

Saddest part of the story: while mortgage rates "jumped" from 10% - 12.5%, (which seems high) the basic savings rate in the major banks was 8.75%. Remember the time when the banks actually paid you something for their use of your money?

[VicHockeyFan]

You are free to start your own Canadian bank of you think you can do it better.

[Nparker]

You are free to start your own Canadian bank of you think you can do it better.

Clearly it WAS done better in the past.

[dasmo]

I think there are a lot of mortgage holders that would disagree... I think the illuminati will wait until the baby boomers have died off before jacking rates up to those levels again...

[Nparker]

I think there are a lot of mortgage holders that would disagree...

My point wasn't an endorsement of the high lending rate; it was the significantly higher savings rate and the relatively small spread between them. For comparison here are the current rates offered as "enhanced" savings at RBC:

 

RBC Enhanced Savings^® If balance is Interest Rate is

[%] $250,000.00 and over 0.300 P

$150,000.00 to $249,999.99 0.300 P

$100,000.00 to $149,999.99 0.150 P

$60,000.00 to $99,999.99 0.050 P

$25,000.00 to $59,999.99 0.025

$10,000.00 to $24,999.99 0.010

$5,000.00 to $9,999.99 0.005

$0.00 to $4,999.99 0.000

 

So anyone with less than $5000 in savings is earning NO interest. That is just wrong, IMO.

Edited by Nparker, 02 January 2015 - 09:15 PM.

[dasmo]

Scotia offers much better rates.

http://www.scotiaban...0,,1071,00.html

[Sparky]

 I think the illuminati will wait until the baby boomers have died off before jacking rates up to those levels again...

 

1-The baby boomers will be leaving an inheritance larger that the world has ever seen before. The playing field will be shifting right into somebody's hands and it won't be ours.

 

2- The Chinese have been watching with sadistic glee. Standby while they reach out and touch everyone.

 

3-Only read this if you have nothing else to do today. If you can tough it out all the way through, the third to last paragraph holds the key.

 

http://www.rollingst...20130425?page=4

[pherthyl]

Saddest part of the story: while mortgage rates "jumped" from 10% - 12.5%, (which seems high) the basic savings rate in the major banks was 8.75%. Remember the time when the banks actually paid you something for their use of your money?

Inflation in 1974/5 was 10.26%. So at a basic savings rate of 8.75% you are actually earning about -1.5%

Currently you get about 1.3% with inflation at 2% so your return is -0.7%

So how exactly was it better back then?

[Szeven]

Not to mention if I paid 12% and received 9% that's a 3% spread. Now I get 1.25% and pay 2.85%. 1.6% spread.

[Bingo]

What (not) to look forward to in 2015: ISIS, life on Mars, Europe's mood.

• ISIS is not going away
• Arab world in turmoil
• Iran: A deal?
• Afghanistan: A new beginning
• A tax cut thanks to oil
• But for Russia, another problem
• Europe in the doldrums
• China's pivot
• A big year for trade deals?
• Climate talks getting warmer?
• Life on Mars
• The Internet of Things
• The whistle blows for FIFA   
• http://edition.cnn.c...ions/index.html

[lanforod]

Here's another good one...Target will close some stores in Canada if not all of them.  They are still losing about $1 Billion a year in Canada

 

You got this one spot on. Oil under $40 though, that didn't happen and doubtful it will at this point.